Ama-athikili ezezimali zesimo sezulu kanye nomlando wokuphila oxoxwayo mayelana noxhaso kanye nokutshalwa kwezimali okuqondiswe emisebenzini esiza ukunciphisa ukushintsha kwesimo sezulu (ngokunciphisa ukukhishwa kwamagesi abamba ukushisa) nokujwayela imithelela yawo (njengokuqinisa ingqalasizinda ngokumelene nezimo zesimo sezulu esibi). Lolu xhaso lungaqhamuka emithonjeni yomphakathi, ezimele, kanye nasemhlabeni jikelele futhi lubalulekile ekusekeleni isenzo sezulu, ikakhulukazi emazweni asathuthuka asengozini yokuba sengozini yesimo sezulu.